/* =========================================================
   Money Security Guide — Main Stylesheet
   Design: editorial serif headings, warm paper background,
   charcoal + vault gold palette, framed imagery
   ========================================================= */
:root {
  --ink: #14161b;
  --ink-2: #22252d;
  --ink-3: #2f333d;
  --gold: #f5c518;
  --gold-d: #a67c00;
  --gold-soft: #fff6d1;
  --paper: #f7f5ef;
  --paper-2: #efece3;
  --muted: #5c6270;
  --line: #e4e0d4;
  --white: #ffffff;
  --r-lg: 26px;
  --r-md: 18px;
  --r-sm: 12px;
  --sh: 0 24px 60px rgba(20, 22, 27, 0.12);
  --sh-sm: 0 8px 24px rgba(20, 22, 27, 0.08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'DM Sans', system-ui, sans-serif;
  color: var(--ink);
  background: var(--white);
  font-size: 1.03rem;
  line-height: 1.75;
  overflow-x: hidden;
}
h1, h2, h3, h4, h5 { color: var(--ink); line-height: 1.2; }
h1, h2, .h-sec { font-family: 'DM Serif Display', Georgia, serif; font-weight: 400; letter-spacing: -0.3px; }
h3, h4, h5 { font-family: 'DM Sans', sans-serif; font-weight: 700; }
a { color: var(--ink); text-decoration: none; transition: color .25s ease; }
a:hover { color: var(--gold-d); }
img { max-width: 100%; height: auto; }
.muted { color: var(--muted); }

/* ---------- Buttons ---------- */
.btn { border-radius: 10px; font-weight: 600; padding: 12px 26px; transition: all .25s ease; }
.btn-lg { padding: 15px 30px; font-size: 1.02rem; }
.btn-gold { background: var(--gold); color: var(--ink); border: 2px solid var(--gold); }
.btn-gold:hover { background: #ffd84a; border-color: #ffd84a; color: var(--ink); transform: translateY(-2px); }
.btn-dark-solid { background: var(--ink); color: var(--white); border: 2px solid var(--ink); }
.btn-dark-solid:hover { background: var(--ink-3); border-color: var(--ink-3); color: var(--gold); transform: translateY(-2px); }
.btn-line { background: transparent; color: var(--ink); border: 2px solid var(--ink); }
.btn-line:hover { background: var(--ink); color: var(--gold); }
.btn-line i, .link-arrow i { transition: transform .25s ease; }
.btn-line:hover i, .link-arrow:hover i { transform: translateX(4px); }
.link-arrow { font-weight: 700; color: var(--ink); border-bottom: 2px solid var(--gold); padding-bottom: 2px; display: inline-flex; align-items: center; gap: 8px; }
.link-arrow:hover { color: var(--ink); border-color: var(--ink); }

/* ---------- Kicker / section heads ---------- */
.kicker { display: inline-flex; align-items: center; gap: 10px; font-size: .78rem; font-weight: 700; letter-spacing: 2.4px; text-transform: uppercase; color: var(--gold-d); margin-bottom: 14px; }
.kicker::before { content: ''; width: 10px; height: 10px; border-radius: 3px; background: var(--gold); transform: rotate(45deg); }
.kicker-light { color: var(--gold); }
.h-sec { font-size: clamp(2rem, 3.6vw, 2.9rem); margin-bottom: 18px; }
.sec { padding: 100px 0; }
.sec-soft { background: var(--paper); }
.sec-dark { background: var(--ink); }
.sec-head { max-width: 680px; margin: 0 auto 56px; }
.sec-head-split { margin-bottom: 50px; }

/* ---------- Navbar ---------- */
.navbar { background: rgba(255,255,255,.96); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); padding: 16px 0; transition: padding .3s ease, box-shadow .3s ease; }
.navbar.scrolled { padding: 10px 0; box-shadow: var(--sh-sm); }
.brand img { height: 44px; width: auto; display: block; }
.navbar .nav-link { color: var(--ink); font-weight: 600; padding: 8px 14px !important; position: relative; }
.navbar .nav-link::after { content: ''; position: absolute; left: 14px; right: 14px; bottom: 2px; height: 3px; border-radius: 3px; background: var(--gold); transform: scaleX(0); transition: transform .25s ease; }
.navbar .nav-link:hover::after, .navbar .nav-link.active::after { transform: scaleX(1); }
.navbar .nav-link:hover, .navbar .nav-link.active { color: var(--ink); }
.nav-actions { display: flex; align-items: center; gap: 16px; }
.nav-phone { font-weight: 700; display: inline-flex; align-items: center; gap: 8px; white-space: nowrap; }
.nav-phone i { width: 34px; height: 34px; border-radius: 50%; background: var(--gold-soft); color: var(--gold-d); display: inline-flex; align-items: center; justify-content: center; }
.navbar-toggler { border: 2px solid var(--ink); border-radius: 10px; padding: 4px 10px; font-size: 1.5rem; color: var(--ink); }
.navbar-toggler:focus { box-shadow: none; }

/* ---------- Hero ---------- */
.hero-split { background: var(--paper); padding: 90px 0 110px; position: relative; overflow: hidden; }
.hero-split::before { content: ''; position: absolute; right: -180px; top: -180px; width: 520px; height: 520px; border-radius: 50%; border: 70px solid rgba(245,197,24,.12); }
.pill { display: inline-flex; align-items: center; gap: 8px; background: var(--white); border: 1px solid var(--line); border-radius: 50px; padding: 8px 18px; font-size: .9rem; font-weight: 600; margin-bottom: 26px; box-shadow: var(--sh-sm); }
.pill i { color: var(--gold-d); }
.hero-split h1 { font-size: clamp(2.6rem, 5.4vw, 4.3rem); line-height: 1.07; margin-bottom: 24px; }
.hl { position: relative; z-index: 0; white-space: nowrap; }
.hl::after { content: ''; position: absolute; left: -4px; right: -4px; bottom: 8px; height: 18px; background: var(--gold); z-index: -1; border-radius: 4px; }
.hero-lead { font-size: 1.2rem; color: var(--muted); max-width: 560px; margin-bottom: 34px; }
.hero-cta { display: flex; flex-wrap: wrap; align-items: center; gap: 26px; margin-bottom: 34px; }
.hero-checks { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 10px 26px; }
.hero-checks li { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; font-size: .95rem; }
.hero-checks i { width: 24px; height: 24px; border-radius: 50%; background: var(--ink); color: var(--gold); display: inline-flex; align-items: center; justify-content: center; font-size: .8rem; }
.hero-visual { position: relative; padding: 0 0 40px 40px; }
.hero-visual::before { content: ''; position: absolute; left: 0; bottom: 0; width: 70%; height: 70%; background: var(--gold); border-radius: var(--r-lg); }
.hero-visual img { position: relative; border-radius: var(--r-lg); box-shadow: var(--sh); aspect-ratio: 4 / 3.4; object-fit: cover; width: 100%; }
.hero-float { position: absolute; left: 0; bottom: 70px; background: var(--white); border-radius: var(--r-md); padding: 20px 22px; box-shadow: var(--sh); display: flex; gap: 14px; max-width: 280px; }
.hf-icon { width: 46px; height: 46px; flex: 0 0 46px; border-radius: 12px; background: var(--ink); color: var(--gold); display: flex; align-items: center; justify-content: center; font-size: 1.4rem; }
.hero-float strong { display: block; margin-bottom: 6px; }
.hero-float ul { list-style: none; padding: 0; margin: 0; font-size: .9rem; color: var(--muted); }
.hero-float li i { color: var(--gold-d); margin-right: 6px; }

/* ---------- Trust strip ---------- */
.trust-strip { background: var(--ink); padding: 44px 0; }
.trust-item { display: flex; gap: 16px; align-items: flex-start; }
.trust-item i { font-size: 1.6rem; color: var(--gold); line-height: 1; margin-top: 4px; }
.trust-item h4 { color: var(--white); font-size: 1.02rem; margin-bottom: 4px; }
.trust-item p { color: #a8adb8; font-size: .9rem; margin: 0; line-height: 1.5; }

/* ---------- Framed images ---------- */
.frame-img { position: relative; padding: 24px 24px 0 0; }
.frame-img::before { content: ''; position: absolute; right: 0; top: 0; width: 60%; height: 80%; border: 3px solid var(--gold); border-radius: var(--r-lg); }
.frame-img img { position: relative; border-radius: var(--r-lg); width: 100%; aspect-ratio: 3 / 2.3; object-fit: cover; box-shadow: var(--sh); }
.frame-right::before { right: auto; left: 0; }
.frame-right { padding: 24px 0 0 24px; }
.frame-tag { position: absolute; left: 24px; bottom: 24px; background: var(--ink); color: var(--white); border-radius: 50px; padding: 10px 20px; font-weight: 600; font-size: .92rem; display: inline-flex; align-items: center; gap: 8px; }
.frame-right .frame-tag { left: auto; right: 24px; }
.frame-tag i { color: var(--gold); }
.mini-feats { margin-top: 18px; }
.mini { display: flex; gap: 12px; align-items: flex-start; background: var(--paper); border-radius: var(--r-sm); padding: 14px 16px; height: 100%; font-weight: 500; font-size: .95rem; line-height: 1.5; }
.mini i { color: var(--gold-d); font-size: 1.2rem; }

/* ---------- Service cards ---------- */
.svc-card { background: var(--white); border-radius: var(--r-lg); padding: 14px; height: 100%; display: flex; flex-direction: column; border: 1px solid var(--line); transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease; }
.svc-card:hover { transform: translateY(-6px); box-shadow: var(--sh); border-color: var(--gold); }
.svc-media { position: relative; border-radius: 18px; overflow: hidden; }
.svc-media img { width: 100%; aspect-ratio: 3 / 2; object-fit: cover; display: block; transition: transform .6s ease; }
.svc-card:hover .svc-media img { transform: scale(1.06); }
.svc-num { position: absolute; top: 14px; left: 14px; background: var(--gold); color: var(--ink); font-weight: 700; font-size: .9rem; border-radius: 8px; padding: 4px 10px; }
.svc-body { padding: 22px 12px 12px; display: flex; flex-direction: column; flex: 1; }
.svc-title { display: flex; align-items: center; gap: 12px; margin-bottom: 12px; }
.svc-title i { font-size: 1.3rem; width: 42px; height: 42px; flex: 0 0 42px; border-radius: 12px; background: var(--gold-soft); color: var(--gold-d); display: flex; align-items: center; justify-content: center; }
.svc-title h3 { font-size: 1.22rem; margin: 0; }
.svc-body p { color: var(--muted); flex: 1; }
.svc-body .btn { align-self: flex-start; display: inline-flex; gap: 8px; align-items: center; }

/* ---------- Service rows ---------- */
.svc-row { padding: 40px 0; border-bottom: 1px dashed var(--line); }
.svc-row:last-child { border-bottom: 0; }
.svc-row-img img { border-radius: var(--r-lg); width: 100%; aspect-ratio: 3 / 2; object-fit: cover; box-shadow: var(--sh-sm); }
.svc-row-icon { width: 54px; height: 54px; border-radius: 14px; background: var(--ink); color: var(--gold); display: inline-flex; align-items: center; justify-content: center; font-size: 1.5rem; margin-bottom: 16px; }
.svc-row h3 { font-family: 'DM Serif Display', serif; font-weight: 400; font-size: 2rem; margin-bottom: 12px; }
.svc-row p { color: var(--muted); }
.tick-list { list-style: none; padding: 0; margin: 0 0 24px; }
.tick-list li { display: flex; gap: 10px; align-items: flex-start; padding: 6px 0; font-weight: 500; }
.tick-list i { color: var(--gold-d); font-size: 1.15rem; }

/* ---------- Steps ---------- */
.steps-row { position: relative; }
.step { background: var(--white); border: 1px solid var(--line); border-radius: var(--r-md); padding: 30px 26px; height: 100%; position: relative; transition: border-color .3s ease, transform .3s ease; }
.step:hover { border-color: var(--ink); transform: translateY(-4px); }
.step-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 22px; }
.step-icon { width: 54px; height: 54px; border-radius: 50%; background: var(--gold); color: var(--ink); display: flex; align-items: center; justify-content: center; font-size: 1.4rem; }
.step-no { font-weight: 700; font-size: .8rem; letter-spacing: 1.5px; text-transform: uppercase; color: var(--muted); }
.step h4 { font-size: 1.15rem; }
.step p { color: var(--muted); margin: 0; font-size: .97rem; }

/* ---------- Why ---------- */
.why-wrap { border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--sh); }
.why-panel { background: var(--ink); padding: 60px 56px; height: 100%; }
.why-panel h2 { color: var(--white); font-size: clamp(1.9rem, 3vw, 2.5rem); margin-bottom: 34px; }
.why-item { display: flex; gap: 18px; margin-bottom: 24px; }
.why-item:last-child { margin-bottom: 0; }
.why-item span { width: 48px; height: 48px; flex: 0 0 48px; border-radius: 12px; border: 1.5px solid rgba(245,197,24,.5); color: var(--gold); display: flex; align-items: center; justify-content: center; font-size: 1.25rem; }
.why-item h4 { color: var(--white); font-size: 1.08rem; margin-bottom: 4px; }
.why-item p { color: #a8adb8; margin: 0; font-size: .95rem; }
.why-img { position: relative; height: 100%; min-height: 380px; }
.why-img img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.why-quote { position: absolute; left: 24px; right: 24px; bottom: 24px; background: var(--gold); color: var(--ink); border-radius: var(--r-md); padding: 22px 24px; font-family: 'DM Serif Display', serif; font-size: 1.25rem; line-height: 1.35; }
.why-quote i { display: block; font-size: 1.8rem; line-height: 1; margin-bottom: 6px; }

/* ---------- Reviews ---------- */
.review { background: var(--ink-2); border: 1px solid rgba(255,255,255,.07); border-radius: var(--r-md); padding: 32px 28px; height: 100%; margin: 0; display: flex; flex-direction: column; transition: transform .3s ease, border-color .3s ease; }
.review:hover { transform: translateY(-5px); border-color: rgba(245,197,24,.45); }
.review-stars { color: var(--gold); margin-bottom: 16px; letter-spacing: 2px; }
.review blockquote { color: #dfe2e8; font-size: 1.03rem; flex: 1; margin-bottom: 22px; }
.review figcaption { color: var(--white); font-weight: 700; display: flex; align-items: center; gap: 12px; }
.review-mark { width: 40px; height: 40px; border-radius: 50%; background: var(--gold); color: var(--ink); display: inline-flex; align-items: center; justify-content: center; }

/* ---------- FAQ ---------- */
.faq .accordion-item { border: 1px solid var(--line); border-radius: var(--r-sm) !important; margin-bottom: 14px; overflow: hidden; }
.faq .accordion-button { font-weight: 700; color: var(--ink); background: var(--white); padding: 20px 22px; font-size: 1.02rem; }
.faq .accordion-button:not(.collapsed) { background: var(--gold-soft); color: var(--ink); box-shadow: none; }
.faq .accordion-button:focus { box-shadow: 0 0 0 3px rgba(245,197,24,.35); }
.faq .accordion-body { color: var(--muted); padding: 4px 22px 22px; background: var(--gold-soft); }

/* ---------- Post cards ---------- */
.post-card { background: var(--white); border-radius: var(--r-lg); overflow: hidden; height: 100%; display: flex; flex-direction: column; border: 1px solid var(--line); transition: transform .3s ease, box-shadow .3s ease; }
.post-card:hover { transform: translateY(-6px); box-shadow: var(--sh); }
.post-card-img { display: block; overflow: hidden; }
.post-card-img img { width: 100%; aspect-ratio: 16 / 10; object-fit: cover; display: block; transition: transform .6s ease; }
.post-card:hover .post-card-img img { transform: scale(1.06); }
.post-card-body { padding: 26px 26px 30px; display: flex; flex-direction: column; flex: 1; }
.post-card-body h3 { font-family: 'DM Serif Display', serif; font-weight: 400; font-size: 1.45rem; margin-bottom: 12px; }
.post-card-body p { color: var(--muted); flex: 1; }
.post-card-body .link-arrow { align-self: flex-start; }

/* ---------- CTA ---------- */
.cta-gold { background: var(--gold); padding: 70px 0; position: relative; overflow: hidden; }
.cta-gold::after { content: ''; position: absolute; right: -90px; top: 50%; transform: translateY(-50%); width: 360px; height: 360px; border-radius: 50%; border: 56px solid rgba(20,22,27,.07); }
.cta-gold h2 { font-size: clamp(1.9rem, 3.4vw, 2.7rem); margin-bottom: 8px; }
.cta-gold p { margin: 0; font-size: 1.08rem; color: #3b3a30; }
.cta-gold .row { position: relative; z-index: 1; }

/* ---------- Page head ---------- */
.page-head { background: var(--paper); padding: 70px 0 64px; border-bottom: 1px solid var(--line); position: relative; overflow: hidden; }
.page-head h1 { font-size: clamp(2.3rem, 4.6vw, 3.6rem); margin-bottom: 12px; }
.lead-sm { color: var(--muted); font-size: 1.12rem; margin: 0; max-width: 640px; }
.breadcrumb { margin-bottom: 16px; font-size: .9rem; font-weight: 600; }
.breadcrumb-item a { color: var(--gold-d); }
.breadcrumb-item.active { color: var(--muted); }
.page-head-icon { font-size: 9rem; line-height: 1; color: var(--gold); opacity: .55; }

/* ---------- About page ---------- */
.value-card { background: var(--white); border-radius: var(--r-md); padding: 36px 30px; height: 100%; border-top: 4px solid var(--gold); box-shadow: var(--sh-sm); }
.value-card span { width: 56px; height: 56px; border-radius: 14px; background: var(--ink); color: var(--gold); display: inline-flex; align-items: center; justify-content: center; font-size: 1.5rem; margin-bottom: 20px; }
.value-card h3 { font-size: 1.25rem; }
.value-card p { color: var(--muted); margin: 0; }
.promise-band { background: var(--ink); padding: 80px 0; }
.promise-band h2 { color: var(--white); font-size: clamp(1.9rem, 3.2vw, 2.6rem); margin: 0; }
.promise-list { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.promise-list li { background: var(--ink-2); color: #e4e6eb; border-radius: var(--r-sm); padding: 18px 20px; display: flex; gap: 12px; align-items: flex-start; font-weight: 500; line-height: 1.5; }
.promise-list i { color: var(--gold); font-size: 1.2rem; }

/* ---------- Article ---------- */
.article-img { width: 100%; border-radius: var(--r-lg); margin-bottom: 34px; aspect-ratio: 3 / 2; object-fit: cover; }
.article p { font-size: 1.1rem; color: #2f333b; margin-bottom: 1.4rem; }
.article h2 { font-size: 2rem; margin: 2.4rem 0 1rem; }
.article blockquote { background: var(--gold-soft); border-left: 5px solid var(--gold); border-radius: 0 var(--r-md) var(--r-md) 0; padding: 26px 30px; margin: 2rem 0; font-family: 'DM Serif Display', serif; font-size: 1.45rem; line-height: 1.4; }
.article blockquote i { display: block; color: var(--gold-d); font-size: 1.8rem; line-height: 1; margin-bottom: 8px; }
.article-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 30px; padding-top: 30px; border-top: 1px solid var(--line); }
.article-actions .btn-line { display: inline-flex; gap: 8px; align-items: center; }
.sidebar { position: sticky; top: 110px; }
.side-box { background: var(--paper); border-radius: var(--r-md); padding: 28px; margin-bottom: 24px; }
.side-box h4 { font-size: 1.1rem; margin-bottom: 18px; }
.side-post { display: flex; gap: 14px; align-items: center; margin-bottom: 16px; font-weight: 600; line-height: 1.4; }
.side-post:last-child { margin-bottom: 0; }
.side-post img { width: 84px; height: 64px; object-fit: cover; border-radius: 10px; flex: 0 0 84px; }
.side-links { list-style: none; padding: 0; margin: 0; }
.side-links li a { display: flex; align-items: center; gap: 10px; padding: 9px 0; border-bottom: 1px solid var(--line); font-weight: 500; }
.side-links li:last-child a { border-bottom: 0; }
.side-links i { color: var(--gold-d); }
.side-dark { background: var(--ink); color: #c9ccd4; }
.side-dark h4 { color: var(--white); }
.side-icon { font-size: 2.4rem; color: var(--gold); display: block; margin-bottom: 10px; }

/* ---------- Contact ---------- */
.c-tile { display: block; background: var(--paper); border-radius: var(--r-md); padding: 28px 24px; height: 100%; border: 1px solid transparent; transition: border-color .3s ease, transform .3s ease; color: var(--ink); }
a.c-tile:hover { border-color: var(--gold); transform: translateY(-4px); color: var(--ink); }
.c-tile i { font-size: 1.5rem; width: 52px; height: 52px; border-radius: 14px; background: var(--ink); color: var(--gold); display: inline-flex; align-items: center; justify-content: center; margin-bottom: 16px; }
.c-tile h4 { font-size: 1.08rem; margin-bottom: 6px; }
.c-tile span { color: var(--muted); font-size: .95rem; overflow-wrap: anywhere; display: block; line-height: 1.55; }
.form-panel { background: var(--white); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 44px 40px; box-shadow: var(--sh-sm); }
.form-label { font-weight: 600; font-size: .93rem; }
.form-control, .form-select { border-radius: 10px; border: 1.5px solid var(--line); padding: 12px 15px; background-color: #fcfbf8; }
.form-control:focus, .form-select:focus { border-color: var(--ink); box-shadow: 0 0 0 3px rgba(245,197,24,.35); background-color: var(--white); }
.form-check-input:checked { background-color: var(--ink); border-color: var(--ink); }
.form-check-label a { color: var(--gold-d); font-weight: 600; }
.map-wrap { border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--sh-sm); }
.map-frame { width: 100%; height: 380px; border: 0; display: block; }
.note-box { background: var(--gold-soft); border-radius: var(--r-md); padding: 20px 22px; display: flex; gap: 14px; align-items: flex-start; font-size: .95rem; }
.note-box i { font-size: 1.4rem; color: var(--gold-d); }

/* ---------- Newsletter page ---------- */
.perks .perk { display: flex; gap: 16px; margin-bottom: 20px; }
.perks .perk span { width: 48px; height: 48px; flex: 0 0 48px; border-radius: 12px; background: var(--gold); color: var(--ink); display: flex; align-items: center; justify-content: center; font-size: 1.2rem; }
.perks .perk h4 { font-size: 1.05rem; margin-bottom: 2px; }
.perks .perk p { color: var(--muted); margin: 0; font-size: .95rem; }
.perks .perk a { color: var(--gold-d); font-weight: 600; }

/* ---------- Forms status ---------- */
.form-status { display: none; border-radius: 10px; padding: 14px 18px; margin-top: 18px; font-weight: 500; }
.form-status.success { display: block; background: #e7f6ec; color: #166534; border: 1px solid #b9e3c7; }
.form-status.error { display: block; background: #fdecea; color: #a12a1f; border: 1px solid #f5c2bd; }
.hp-field { position: absolute; left: -9999px; }
.is-invalid ~ .invalid-feedback { display: block; }

/* ---------- Legal ---------- */
.legal h2 { font-size: 1.75rem; margin: 2.2rem 0 .9rem; }
.legal p, .legal li { color: #383c45; }
.legal a { color: var(--gold-d); font-weight: 600; }
.updated { color: var(--muted); }

/* ---------- Footer ---------- */
.site-footer { background: var(--ink); color: #a8adb8; padding-top: 70px; }
.footer-news { background: var(--ink-2); border-radius: var(--r-lg); padding: 36px 40px; margin-bottom: 64px; border: 1px solid rgba(255,255,255,.06); }
.footer-news h3 { font-family: 'DM Serif Display', serif; font-weight: 400; color: var(--white); font-size: 1.75rem; margin-bottom: 6px; }
.footer-news p { margin: 0; }
.news-input { display: flex; gap: 10px; background: var(--white); border-radius: 12px; padding: 6px; }
.news-input .form-control { border: 0; background: transparent; padding: 10px 14px; }
.news-input .form-control:focus { box-shadow: none; }
.news-input .btn { flex: 0 0 auto; }
.site-footer h5 { color: var(--white); font-size: 1rem; margin-bottom: 20px; letter-spacing: .4px; }
.site-footer a { color: #a8adb8; }
.site-footer a:hover { color: var(--gold); }
.site-footer .brand img { height: 44px; }
.f-links { list-style: none; padding: 0; margin: 0; }
.f-links li { margin-bottom: 10px; }
.f-contact { list-style: none; padding: 0; margin: 0; }
.f-contact li { display: flex; gap: 12px; margin-bottom: 14px; line-height: 1.55; }
.f-contact i { color: var(--gold); margin-top: 3px; }
.f-contact a, .f-contact span { overflow-wrap: anywhere; }
.footer-cols { padding-bottom: 50px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 24px 0; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; font-size: .93rem; }
.legal-links a { margin-left: 22px; }

/* ---------- Back to top + reveal ---------- */
#backToTop { position: fixed; right: 24px; bottom: 24px; width: 48px; height: 48px; border-radius: 12px; border: 0; background: var(--gold); color: var(--ink); font-size: 1.2rem; opacity: 0; visibility: hidden; transition: all .3s ease; z-index: 99; box-shadow: var(--sh-sm); }
#backToTop.show { opacity: 1; visibility: visible; }
#backToTop:hover { background: var(--ink); color: var(--gold); }
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .8s ease, transform .8s ease; }
.reveal.visible { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */
@media (max-width: 991.98px) {
  .sec { padding: 76px 0; }
  .navbar-collapse { padding: 14px 0 6px; }
  .navbar .nav-link::after { display: none; }
  .nav-actions { flex-direction: column; align-items: flex-start; gap: 12px; margin-top: 10px; }
  .hero-split { padding: 60px 0 80px; }
  .why-panel { padding: 44px 30px; }
  .why-img { min-height: 340px; }
  .sidebar { position: static; }
  .page-head { padding: 56px 0 50px; }
}
@media (max-width: 575.98px) {
  .brand img { height: 36px; }
  .hero-visual { padding: 0 0 26px 18px; }
  .hero-float { position: relative; left: auto; bottom: auto; margin: -40px 12px 0; max-width: none; }
  .promise-list { grid-template-columns: 1fr; }
  .form-panel { padding: 30px 22px; }
  .footer-news { padding: 28px 22px; }
  .news-input { flex-direction: column; background: transparent; padding: 0; }
  .news-input .form-control { background: var(--white); border-radius: 10px; }
  .legal-links a { margin: 0 18px 0 0; }
  .frame-img, .frame-right { padding: 16px 16px 0 0; }
  .frame-right { padding: 16px 0 0 16px; }
}